Pooling, individual tipping, payment, employee rewards and early tip access. One platform runs the whole journey, end to end.
400+ venues · 25k+ employees paid monthly · $2M+ tips distributed weekly
For hospo venues
| Feature | OnTheMoneeEnd to end | Tipsheet |
|---|---|---|
| Tip engine | ||
| Pooled tipsAutomated calculations, hundreds of models supported. | Included | Included |
| Individual tipsReward individual high-performing employees. | Included | Not included |
| Automatic slush allocationsUsed for employee engagement, including training or parties. | Included | Not included |
| Paying your team | ||
| End-to-end paymentsTips are paid to employees in a secure, anonymous digital wallet. | Included | Not included |
| Bank transfersEmployees can move their tips from the wallet to any Australian bank account. | Included | Paid by venue |
| Dedicated employee appEmployees see, track and spend their tips in real time. | Included | Not included |
| Early tip access (QuickTips)World first. Employees get early access to earned tips with no fees, charges or interest. | Included | Not included |
| Beyond tips | ||
| Cashback rewardsDiscounts and rewards at over 8,000 retail locations. Users save hundreds a year. | Included | Not included |
| Drive bookings for your venueOur marketing puts people into your venue. | Included | Not included |
| POS integrationDirect integrations in development, built for accuracy.* | Coming soon | Included |
| Features included | 9 of 10+1 coming soon | 2 of 10 |
*OnTheMonee is building direct POS integrations rather than relying on middleware feeds, which can introduce data inaccuracy into tip calculations.
Based on publicly available information about Tipsheet as at September 2026. “Paid by venue” reflects Tipsheet’s own FAQ: it never holds tip funds, and the venue pays tips using its chosen method. Tipsheet is a trademark of its owner, and OnTheMonee is not affiliated with it. Spotted something out of date? Email hello@onthemonee.com and we’ll correct it.
Looking for a Tipsheet alternative?
Tipsheet is built around tip pooling. OnTheMonee does the pooling too, then carries every tip the rest of the way: paid to your employees, available early, and worth more when they spend it.
Paying your team
OnTheMonee distributes every tip, then pays each employee directly into a secure digital wallet with an OnTheMonee Mastercard. They can spend it on the card or move it to their bank account whenever they like.
Early tip access
Eligible employees can access up to 50% of their last shift’s tips in advance, with no fees, charges or interest. It lives in the same app they already use.
Beyond tips
Employees get discounts and cashback at over 8,000 retail locations, so their tips go further. And our marketing puts people into your venue.
Switching from Tipsheet
We show you OnTheMonee distributing tips for a demo venue by hours, by shift, by section and more, then paying them out, end to end.
We configure it to distribute tips the way your venue already does, connected to the rostering and payroll systems you already use.
Employees download the app and their tips land in their digital wallet, ready to spend or move to their bank. Most venues are live within a week.
For our team, it creates transparency and consistency. For operators, it gives confidence that everything is tracked, compliant and under control.
Shannon BennettAward-winning chefTipsheet vs OnTheMonee
Tipsheet describes itself as tip pooling software: it calculates how tips are distributed, and the venue then pays them. OnTheMonee calculates tips and pays them too, into each employee’s secure digital wallet, then adds individual tipping, early tip access, cashback rewards for your employees and marketing that brings customers into your venue.
According to Tipsheet’s own FAQ, Tipsheet never holds or controls tip funds, and tips are always paid by the venue using its chosen method. With OnTheMonee, payment is part of the platform: each employee is paid directly into their digital wallet, and can move their tips to their own bank account whenever they like.
Yes. Both calculate pooled tips for hospitality venues. OnTheMonee then pays them into a secure digital wallet with a Mastercard, which employees can spend from or move to their bank account. It also adds individual tipping, early tip access, cashback rewards for your employees and marketing that brings customers into your venue.
Yes. A 20-minute demo shows OnTheMonee distributing tips for a demo venue, end to end. When you switch, we set it up to distribute tips the way your venue already does. Most venues are fully operational within a week.
Yes. Tips are held in a separate ANZ account, and every $1 is backed 1:1. Your team also gets a Mastercard, so they can spend their tips like any other card, and there’s a clear record of who got what, every time.
QuickTips is a world first: eligible employees can access up to 50% of their last shift’s tips in advance, with no fees, charges or interest. It is built into the OnTheMonee app.
OnTheMonee keeps a full audit trail for every tip transaction, so your records stay transparent, documented and audit-ready as the rules around tips continue to evolve.
Book a demo
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